We buy the car in leasing. Recently at consumers leasing transactions use huge popularity. Now in Kishinev operates about ten leasing companies. Interest rates on leasing operations on the average 14 % - 16 %. Term of the transaction and the sum of an initial payment stipulates individually with the client. Some Moldavian banks had a kind of crediting " on purchase of the car ". On the average 16 % the rate under the credit, term of crediting from 36 till 60 months, depending on bank are offered. The initial payment usually makes 30 % from cost of the car.
The necessary package of documents for registration of the contract of leasing includes the passport, the information on incomes. In case of need it will be necessary to give the guarantee of the third party and the document confirming possession by the property which can be issued in the mortgage. For legal persons the package includes authorized documents, balance of the enterprise for last accounting period.
photo by Valerii Corcimari