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At the general annual meeting which has taken place on March, 12th shareholders Fincombank have discussed results financially-economic activities of bank and have confirmed the business plan for 1998. General meeting of shareholders Fincombank has
1998/03/26
At the general annual meeting which has taken place on March, 12th shareholders "Fincombank have discussed results financially-economic activities of bank and have confirmed the business plan for 1998. General meeting of shareholders "Fincombank has confirmed adherence of the chosen strategy: high reliability of bank and achievement of the maximum profitableness.

Dynamics of development of the bank, characterised by profitableness substantial growth, expansion of the client base, steady position in bank system of republic should please us","the chairman of board" Fincombank "Victor Hvorostovsky has told in the performance." In spite of the fact that the system which has developed for today of economic relations in Moldova including the fiscal policy of the state, does not stimulate full legalisation of economic operations of economic agents and monetary accumulation, was possible to us, mainly at the expense of profitable activity of bank, to increase the standard capital to 16029,2 thousand pour, and also to provide a gain of quantity of clients for 93,6 percent in comparison with 1996. According to various ratings the bank has kept the position in the first five of financial institutions of republic .

The balance profit of bank for 1997 has increased for 88,3 percent in relation to level of 1996 and has made 6466,1 thousand pour, and its annual turnover has reached 3,4 billion pour. Already in the beginning of 1998 "Fincombank has successfully passed planned check of National Bank of Moldova and audit of the known international company "Coopers and Lybrand.

Confirmed by shareholders "Fincombank the business plan provides achievement of some strategic targets, namely:

Increase in the standard capital of bank to 24000 thousand pour;
Preservation of high level of reliability, solvency and liquidity of bank;
Qualitative improvement of a credit portfolio and decrease in an average level of necessary fund of risk to 10 percent to its volume;
Development not less than 1 million US dollars on the demand line of credit of World Bank;
Excess of a 5 percent share of participation of bank in the operations which are carried out on a securities market;
Maintenance of growth of cumulative actives of bank in sizes not below 25-30 percent for a year;
Maintenance of reception of net profit of the bank, allowing payment of dividends at level of 20-25 annual interest rates, formation reserve and other funds of bank in the necessary sizes;
Achievement of level of volume of incomes in 19,7 million pour, and volume of expenses - into 12,3 million pour.
We will solve a problem of achievement of the maximum profitableness and reliability of bank first of all by granting to our clients of the highly professional bank services corresponding to their enterprise, investment and consumer purposes, and also through observance of fair balance of interests of our shareholders and workers, - the chairman of Council "Fincombank" has declared in the performance Ion .

The given position of a management of bank has been supported by its shareholders who have confirmed the offer of Council about reception of dividends for 1997 at a rate of 32 percent in the form of actions "Fincombank, hundred will lead to increase in its authorised capital to 12,5 million pour.

According to the law On joint-stock companies and requirements of National bank shareholders have confirmed new edition of the charter, and also the decision project | changes and additions in Position about Council of the Bank. The decision as the reduced name of Joint-stock financially-trading bank Is accepted henceforth also to use the name in Russian uniform with its sounding in a state language - .

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